In the country, the average budget for a wedding is around $ 12,000, a substantial sum which can be financed by means of a consumer loan, even a grouping of credits.
The financing of marriage
Most people will underestimate the budget of a wedding, they will generally count on a budget of $ 6000 to respect in order to organize this unforgettable day. Simply, between the reservation of the place of celebration, the decoration, the budget for food and drinks but also the wedding outfits as well as the festivities, all this can quickly inflate the bill. According to a study, the people spend a budget of $ 12,000 on average to organize a wedding. A sum which remains nevertheless significant and which can be financed in different ways.
The choice of financing will play an important role because it is ideal to plan an available envelope which we will be able to use according to the expenditure items. It takes several months or even a year to prepare a wedding and finance the various needs as you go. This allows you to be ready for the big day and to allow the family and the guests to benefit from this event which must remain unforgettable in everyone’s mind.
Marriage: personal loan or loan consolidation loan
There are two financing solutions that perfectly meet the financing needs of a wedding. We will first identify the personal loan which is a consumer loan that the bride and groom will be able to take out together in order to obtain a fre and sum and without necessarily presenting supporting documents. This is the whole point of this loan because it allows you to break down the amount available according to the planned expenses and even to foresee a small surplus for the unforeseen. We are talking about the absence of supporting documents concerning the amount requested but it will indeed be necessary to submit a file with mandatory documents to validate the obtaining of funds.
When a couple is already repaying different loans (home loan, car loan, work loan, etc.), it is sometimes complicated to accumulate a new monthly payment to finance a marriage. In addition, certain financial institutions may refuse the loan of money for reasons of indebtedness or of living expenses. In this situation, it is more judicious to turn to a loan of grouping of credits which will consist in making repurchase its current loans and to add the amount necessary for the financing of the marriage. The advantage is to be able to benefit from a single contract with a longer duration, a fixed rate and above all a reduced monthly payment.
Simulate a credit request for your wedding
The success of the union of two people will mainly go through the entire stage of preparation and financing of the marriage. Before saying yes to an assembly, you must obtain the blessing of a financing organization which can be a bank or a credit institution. To facilitate obtaining the necessary sum, we offer to assist you in setting up a loan that meets your needs but also your personal and financial situation. The simulation is fre and and without obligation.